We are Financial Professionals

We aim to provide the families and businesses with innovative financial strategies, in an effort to provide financial clarity, solutions, and improve your quality of life.

Schedule Complimentary Analysis

Why Choose Us?

The New Generation Retirement System is based on three hallmarks of successful retirement planning: fiduciary, transparency and technology.

Fiduciary

Providing you with a fiduciary level of service means we are legally bound to always do the right thing for you and your family by only offering strategies that serve your best interest. Our commitment to you as a fiduciary is also an assurance to act with transparency throughout our relationship.

Transparency

Our commitment to transparency ensures that each step of our work together is recorded and that every document and report is easily accessible to you. This is visible through a strong foundation of technology.

Technology

The right technology can make managing and organizing your retirement an easier process. When you partner with our company, you receive access to Generational Vault – a secure online portal that allows you to easily organize, manage and access your financial life. 

New Generation Retirement

-The 5 Steps-

  • Selecting a Financial Services Professional

    Step One helps you understand the role of a financial services professional and introduces New Generation Retirement Planning.

  • Fact & Feeling

    Step Two encompasses thought-provoking questions about your financial well-being and how you feel about it. It begins with the Color of Money Risk Analysis and incorporates the elements of discovery and client feedback.

  • Strategy

    Step Three arms you with a deep understanding of your goals and objectives, as we craft and present a holistic plan based on your goals and objectives. Your takeaway from this step will be a series of insightful reports always accessible to you through your Generational Vault account.

  • Solutions & Executing

    Step Four lays out a clear, documented process to create new accounts or purchase new financial products. This step is characterized by efficiency using forward-thinking technology such as electronically-generated and pre-populated forms with e-signature capabilities.

  • Ongoing Relationships

    Step Five addresses how we continuously work toward your long-term goals and objectives and help you monitor your financial progress. Our work together isn’t over when we have completed the retirement planning process and product selection. When you work with our company, each step is recorded in Generational Vault so you can be confident knowing that you have given careful consideration to every detail of your retirement plan.

Industry Recognition

Asset Allocation & Risk

We pride ourselves on providing retirement strategies to our surrounding communities. We take a look at your unique mix of assets and integrate those aspects into a coordinated retirement income plan.

Asset Maximization

Our main objective is to assist you in navigating today's complex marketplace to accomplish your investment aspirations and goals. The recommendations you receive are tailored to you, factoring in your risk tolerance, time frame, and income specifications.

Generational Vault

A virtual “safety deposit box” for our clients to upload important documents and view financial information. It comprises three dynamic components, including a secure portal to send and store confidential financial documents, daily investment and banking values, as well as snapshots of financial assets and expenses to view.

Income Planning

Income planning for retirement can be a daunting task because there’s a lot to learn. We’re here to help you navigate throughout each of the three income planning phases – accumulation, distribution, and preservation or transfer – and to help you utilize tax advantaged vehicles to help accomplish your retirement income goals.

Retirement Strategy & Risk

Our organization prides itself on providing retirement strategies to our surrounding communities. We take an extensive look at each client’s unique mix of assets to help integrate the aspects of our clients’ wealth into a coordinated strategy.

Social Security

Your Social Security benefit represents years of savings and hard work, which is why we work to help ensure you understand how it fits your retirement strategy. We think it’s important for you to be educated so you head into retirement with a strategy on how you will rely on your benefits.

Generational Vault

Generational Vault never sleeps; it’s your 24-7-365 access to your accounts and important documents all in one place! Reach out to us today to discuss how Generational Vault can help you organize and safeguard the most important documents in your life.

Learn More

FAQ

  • Who is Gradient Securities,LLC?

    This is our back-office broker-dealer, who supports us and provides us the resources to best serve you as our client here at O’neill Asset Management.

  • What is a Fiduciary?

    A fiduciary is defined by the legal and ethical requirement to put your best interest before their own.

  • How do I set up an appointment?

    We ask that you call our office to schedule a meeting. We can meet in-person, via phone, or Zoom.

  • How often will we meet to review my portfolio and it’s performance?

    We ask our clients to commit to bi-annual portfolio reviews.

  • What Is a SmartVestor?

    A “client-first” approach, we are Independent Investment Advisors – which means we are held to the highest fiduciary standard.

When to contact us

  • Personal or life changes

    -Marriage or Divorce
    -Change in Employment
    -Birth or death in the family
    -Lawsuit

  • Financial changes

    -Inheritance
    -Significant debt repayment that may free up cash
    -Work-related bonuses
    -Buying or selling a primary residence, rental property or a vacation home

  • Legacy Planning issues

    -Long-term care
    -Asset transfer
    -Generational planning (i.e 529, UTMA or UGMA)
    -Charitable giving

Schedule Your Complimentary Analysis