Our Financial Professionals
Our mission is to work closely with our clients to design financial strategies that provide confidence and clarity while also helping to protect their future. Using customized plans that are created through a true partnership, we empower our clients to weather the inevitable challenges that our complex financial world presents.
Andrew O'Neill
President & Founder
With nearly two decades of experience in financial advising, Andrew is passionate about helping clients achieve their financial goals and transform their relationship with money. He specializes in cutting through the financial noise, guiding families to build airtight retirement income plans that provide peace of mind for the future. By focusing on clarity and strategic planning, Andrew empowers his clients to stress less about finances and focus more on living their best lives. Outside of work, he enjoys spending time with his family, staying active, and volunteering in his community.
Michael Potter
Lead Advisor
Michael has always been drawn to numbers, economics, and solving complex financial challenges. With a background in accounting, he earned his CPA before transitioning into financial advising, where he found the opportunity to make an even greater impact. Today, Michael helps individuals, families, and business owners navigate the complexities of financial planning with clarity and confidence. Guided by his Christian faith and a commitment to integrity, stewardship, and serving others, he enjoys developing personalized strategies that help clients pursue their goals and gain greater peace of mind about their financial future.
Outside the office, Michael enjoys pushing himself physically through long distance races, having completed the Boston Marathon, Chicago Marathon, and the local River Bank Run 25K. During Michigan’s warmer months, you’ll find him boating or enjoying water sports, while winter is reserved for skiing. He’s also an avid sports fan and is always happy to talk about his beloved Michigan Wolverines.
Michael married his wife, Lauren, in 2020. They have since welcomed their 2 children, Madelyn in 2022 and Lucas in 2024. They reside in the Wyoming, Michigan.
Danielle Gray
Client Relations Liaison
A native of Richland, Michigan, and a 2005 graduate of Gull Lake High School, Danielle brings both personal and professional experience to the work of serving clients with integrity and care.
Outside of the office, Danielle values time with family and enjoys daily walks in nature with two dogs at the Ott Biological Preserve in Battle Creek. While committed to excellence in the financial field, Danielle also believes in maintaining balance and perspective through personal well-being and family connections.
Jon Witte
Advisor Associate
Jon developed an interest in finance during his college years at Calvin College, where he studied finance. He has always been fascinated by the management of money, but it wasn’t until five years ago that he officially entered the financial planning and advising field. Since then, he has enjoyed being part of the effort to help people achieve their financial goals and build a secure future.
A Grand Rapids, MI, native; Jon continues to reside there with his wife, Amanda, and their daughter Maya.
In his free time, Jon enjoys watching the latest and greatest TV shows with Amanda. A passionate sports fan, he closely follows Michigan football and basketball, as well as the Pistons and Lions. He also loves spending time outdoors, especially golfing in the summer.
John Spears
Financial Advisor
John has always been passionate about creative problem-solving and finding innovative solutions. He discovered his niche in finance when he became a licensed Investment Advisor Representative. A firm believer in lifelong learning, he is continuously motivated to grow and improve in order to better serve others. At O’Neill Asset Management, he uses his diverse skill set to help clients achieve their financial goals and dreams.
Originally from Massachusetts, he moved to Michigan to attend Grand Valley State University. He now lives with his wife, Bree, and their two rescue cats.
In his free time, he enjoys reading, watching movies, and exercising. His favorite weekends are spent walking to the movie theater with Bree or heading to Frosty Boy for ice cream.
Joseph Snyder
Financial Advisor
Joseph has always felt a strong calling to pursue a career centered around service. That passion has been fulfilled in his role at O’Neill Asset Management, where he has been part of the team since 2024. Joseph holds a degree in Finance from Hillsdale College and is a licensed Investment Advisor Representative. Through his position, he is able to combine a love for client service with the technical aspects of finance. Helping clients work toward their financial goals and being part of that journey with them is what brings him the greatest joy and fulfillment in his work.
Joseph resides in the rural beauty of Litchfield, MI with his wife, Tara. There they are surrounded by rolling fields, allowing them to fully enjoy the peaceful charm of Michigan’s countryside.
Joseph is also involved in the music and children’s ministries of his local church, finding it a meaningful way to serve outside of his professional life. In his spare time, he enjoys playing the acoustic guitar, diving into thought-provoking books, and enjoying a good show or board game with Tara.
Steve Wolfe
Client Relations Associate
Before Steve entered the financial industry, Steve spent eight years in the furniture sales industry while also working his way up into a leadership role. This experience, combined with his passion for helping others, naturally led him into the financial services industry.
Steve strives to create a welcoming, educational experience for everyone he works with.
Steve is married to Brandie and they have a beautiful daughter Oakleigh. Outside of work, Steve competes in kayak bass fishing tournaments around Michigan from the months of April-October.
Matt Sizemore
Client Relations Associate
Before entering his position at OAM, Matt spent the past decade dedicated to international mission work, a journey that deeply shaped his heart for helping people. Driven by a genuine desire to serve others, he focuses on building deep, long-term relationships rooted in mutual trust. Matt carries this same relational focus into his role at OAM, striving to create a welcoming, educational experience where every client feels truly valued and supported for the long haul.
When he is not working, Matt enjoys life with his wife, Elise, and their two kids. Together, they love tackling home projects and spending time outdoors, whether they are camping, paddleboarding, or heading to the beach.
Renae Carrow
Advisor Assistant
With an Associate’s Degree in Business and an EMT license, Renae brings a unique blend of professional skills and personal experience. She expertly juggles the demands of her career with her responsibilities as a mother of 3, dog mom of 2 and a caregiver for her Grandmother. She is adept at multi-tasking, problem solving and providing compassionate support. She’s driven by a commitment to excellence and a passion for delivering top-notch customer service.
Outside of the office, Renae finds joy in the simple things: exploring the outdoors, diving into a good book, and experimenting with new recipes in the kitchen. She also loves to travel and cherishes spending time with her kids and Grandmother.
Jessica Heasley
New Business Associate
Jessica graduated from Northern Michigan University with an Associate’s degree in Business. She began her career in healthcare, where she worked for 10 years, before serving six years as a Combat Medic in the Army National Guard.
Now returning to the business and finance sector, Jessica brings a strong blend of discipline and real-world experience to O’Neill Asset Management in her role as a New Business Associate. Outside of work, she enjoys spending time with her son and staying active through outdoor activities such as hiking and golfing, as well as working on puzzles.
Charlie Schafer,
Financial Advisor
Charlie has spent the past 7.5 years in the financial services industry and genuinely enjoys getting to know people and helping them make confident decisions about their financial future. A graduate of Western Michigan University, Charlie believes the best financial planning starts with listening, understanding what matters most, and building a relationship based on trust.
Outside the office, Charlie enjoys spending time with his wife Meghan and their two-year-old son Micah. Their miniature Bernedoodle, Oakley, is never far from the action. Charlie also enjoys smoking meats, playing volleyball, fishing, and making memories with his family.
Strategic Alliances
Ryan Bowling
Raised in Northwest Ohio, Ryan Bowling is a graduate of Old Fort High School and earned a Bachelor’s degree from The Ohio State University in 2004, followed by an MBA from The University of Findlay in 2014. With a strong foundation rooted in hard work, Ryan developed a client-first mindset early on while working for his father’s trucking company, Bowling Transportation. That experience shaped his commitment to discipline, service, and putting clients’ needs first—principles that continue to guide his professional approach today.
Ryan is passionate about helping clients achieve financial confidence and long-term security. His favorite part of the business is seeing the sense of relief on a client’s face when they realize they are financially sound and on track for retirement. Outside of work, he enjoys staying active through CrossFit and cycling, trying new foods, going to the movies, and spending time outdoors—especially with his 10-year-old son, Preston.
Jason Taylor
Medicare and Health Insurance Agent
With over 30 years of customer service experience, Jason has spent decades in leadership roles, cultivating a deep passion for helping people find the right solutions. In 2019, he channeled this dedication into the Medicare and health insurance industry. Today, he focuses on empowering individuals and families to navigate their healthcare coverage with confidence.
A proud graduate of Central Michigan University, Jason resides in the Marshall, Michigan, area. He and his wife, Carolyn, are the proud parents of two daughters and doting grandparents to two granddaughters.
When he isn’t guiding clients, Jason enjoys spending time with his family, staying active in his church, cheering for Michigan sports teams, and deer hunting. Ultimately, his lifelong commitment to service and wealth of experience ensure that every client receives trusted, personalized support.
Meaghan Miracle - J.D.
Miracle Law PLLC
Ashton King
Agency of Farm Bureau Insurance
Don Perry
Better Tax Services
Travis May
Registered Representative
Andrew O’Neill refers clients to his strategic partners and receives referrals from his strategic partners. Because these referrals may increase Anrew O’Neill’s profits, distributions, or the value of any ownership stake he might hold, the listing of strategic alliances creates a material conflict of interest. Our recommendation may be influenced by financial benefit rather than solely your best interest. You are under no obligation to use the services of our strategic partners and are encouraged to independently evaluate their qualifications, fees, and disciplinary history, or select an alternative provider instead.